Terms of use

Operator

Name

Sergio Amenta

Service address

Kellerswiesen 3, 76707 Hambrücken

Country

Deutschland

Contact

sergioamenta@protonmail.com

Provider and scope

minea is provided by the operator named above (“we”). These terms of use apply to the contract between you and us for the use of the minea web app and the associated website. You can ask us questions about them at any time via the contact address or the support function in the app.

What minea is

minea is a digital household budget book. You can record income and expenses, plan budgets and goals, file receipts, view analyses and share books with other people. Your data is stored on our server and synchronised with your devices; you can also read recently viewed months offline. minea is not a banking or payment service. minea does not connect to your accounts, does not execute payments and does not provide financial, tax or legal advice. Calculations and analyses are based on your entries and are for your orientation. Please check important figures yourself before basing decisions on them.

Free of charge and without ads

minea is free of charge. There are no paid plans, no subscriptions and no ads. Should paid additional services be offered to you in the future, separate terms would apply to them, which you would have to accept expressly; without your express consent you will not incur any costs. You bear the costs of your own internet connection.

Minimum age

You must be at least 16 years old to use minea. If you are not yet of legal age, you also need the consent of your parents or other persons with parental responsibility.

Registration and conclusion of the contract

You need an account for minea. This is how the contract of use is concluded: – In the registration form you enter your e-mail address, a password and, if you like, a display name. Until you submit the form, you can check and correct your entries in the form fields at any time. – You confirm that you accept these terms of use and are at least 16 years old. – By submitting the form you offer to conclude the contract of use with us. We accept the offer by setting up your account. – You then confirm your e-mail address via the link we send you. Some functions, such as sharing books, are only available after that. The contract language is German. You can view, save and print the current version of these terms of use on this page at any time. We store which version you accepted and when.

Your obligations regarding your account

– Provide truthful information. The e-mail address must belong to you and you must be reachable at it. You may choose a nickname as your display name, but not a name with which you pretend to be someone else or mislead others. – Choose a secure password that you use only for minea, and keep it secret. – Do not share your access data. Each person needs their own account; you can work together via shared books. – Do not create accounts automatically. – If you suspect that someone knows or is misusing your access data, change your password, sign out all other devices in the app and let us know. – Keep your e-mail address up to date so that we can reach you.

Your content

Content you store in minea, such as entries, notes, receipts, book names and your display name, remains yours. You grant us, free of charge, only the simple, non-transferable rights we need to operate minea: to store, back up and technically process your content, to display it to you and to the people you share a book with, and to export it for you. These rights end when the content is deleted. Where content remains in backups until they are rotated or as part of other people's books, the rights continue for that purpose as described in the privacy policy. You are responsible for your content. Only store and share content you are entitled to, and respect the rights of others, especially if entries or receipts contain other people's data.

Shared books and invitations

– As the owner of a book you decide whom to invite and whether that person may only read or also edit. Only invite people you know and who expect an invitation. Do not use invitations to harass anyone or to spread messages. – All members of a shared book see all content of that book, including receipts and who recorded which entry. Think about what others should see before you share. – Members with write access can create, change and delete entries, budgets and goals, upload receipts and rename the book. Only the owner can invite people, change access rights and delete the book. – Each member is responsible for the content they themselves enter or upload in a shared book. – Access rights can be changed or withdrawn at any time, and you can leave a book shared with you at any time. Entries recorded by a member remain in the book. – If the owner deletes the book or their own account, the book is deleted with all entries, including the members' entries. So, as a member too, regularly export what you want to keep. – If you block a person, sharing between the two of you ends and you can no longer invite each other.

Prohibited content and misuse

In particular, you must not: – store or share illegal content, for example insults, threats, incitement to hatred, depictions of sexual abuse, terrorist content or content that infringes other people's copyrights, trademarks, personality rights or data protection rights; – store or share pornographic content or content glorifying violence, even if it is not illegal; – harass, intimidate or deceive other people via minea, for example through invitations, book names, entries or receipts; – upload malware or files that can damage other people's devices or data; – use minea as general file storage or for purposes unrelated to managing a household; – circumvent security measures, access or attempt to access other people's accounts or books, or exploit vulnerabilities; if you discover a security vulnerability, please report it to us confidentially; – overload minea through automated access, mass requests or in any other way; – use minea to commit or conceal criminal offences, for example fraud or money laundering.

Reports and moderation

We do not monitor content and do not scan it automatically. We take action when we receive an indication of illegal content or of a breach of these terms of use, for example via “Report / Block” in the app, by e-mail to the contact address or through an order from an authority. What a notice should contain is explained on the support page under “Report illegal content”. A human reviews every report; we do not use automated moderation tools or algorithmic decision-making. We decide in a timely, diligent, objective and proportionate manner and take into account the rights and legitimate interests of everyone involved, including their fundamental rights. For the review, we may look at the content concerned and ask those involved for a statement. Depending on the severity of a breach, we may: – remove content or disable access to it, – end sharing or invitations, – restrict individual functions for an account, – temporarily suspend an account, or – terminate the contract and delete the account. We choose the mildest measure that is sufficient. As a rule, we point out the breach to you beforehand and give you the opportunity to comment, unless this is unreasonable due to the severity or urgency of the case. If we become aware of information giving rise to a suspicion that a criminal offence involving a threat to the life or safety of persons has taken place, is taking place or is likely to take place, we inform the competent law enforcement or judicial authorities without undue delay (Art. 18 DSA).

Reasons for our decisions

If we restrict content or your account because content is illegal or breaches these terms of use, you will receive a clear and understandable statement of reasons by e-mail or in the app at the latest when the measure takes effect (Art. 17 DSA). It contains: – which measure we have taken, which content it concerns, whether it is territorially limited and how long it applies, – the facts and circumstances we relied on, and whether the decision was based on a report or on our own review, – the information that we did not use automated means, – for illegal content, the legal provision we rely on, and for breaches of these terms of use, the rule concerned, – your options for challenging the decision. This does not apply if we cannot reach you electronically or if a statutory provision or an order from an authority prevents us from informing you.

Complaints and other remedies

If you disagree with a decision, whether as the person affected or as the person who submitted a report, you can send us a complaint by e-mail to the contact address within six months of being notified. Please describe which decision you are challenging and why. A human reviews the decision again, in a timely, diligent and non-arbitrary manner. If it turns out to have been wrong, we reverse it without undue delay. We will tell you the outcome. Independently of this, you can, where available for your case, turn to an out-of-court dispute settlement body, lodge a complaint with the authority for digital services competent for you (Art. 53 DSA) or take legal action before the courts.

Availability and further development

We strive to operate minea reliably and securely. Because minea is free of charge, however, we do not guarantee any particular availability. Maintenance, updates, faults or events beyond our control may temporarily restrict use; where possible, we schedule planned maintenance at times of low usage. We develop minea further and may change, add or discontinue functions if there is a valid reason, such as technical developments, security or changed legal requirements, and the change is reasonable for you. Your stored data remains available and exportable. We will inform you in good time about significant restrictions.

Backups and export

We back up the data regularly. Nevertheless, we recommend that you export your books regularly, as a CSV file or as a complete backup including receipts, and keep the files safe. Entries you record offline are stored only on your device until they are synchronised with our server.

Term and termination by you

The contract of use runs for an indefinite period. You can end it at any time without notice by deleting your account in the app. Your data is then deleted as described in the privacy policy, including your own books that you shared with others. Export anything you want to keep beforehand. If you can no longer access your account, our support will help you.

Termination and suspension by us

We may terminate the contract with at least four weeks' notice, for example if we discontinue minea altogether. We will inform you by e-mail and in the app so that you can export your data in good time. For good cause, we may terminate the contract without notice or temporarily suspend your account. Good cause exists in particular if you seriously or, despite a warning, repeatedly breach these terms of use, store or share illegal content, harass other people or endanger the security of minea. We take into account the circumstances of the individual case and the interests of everyone involved and first choose a milder measure where it is sufficient. We give reasons for our decision as described under “Reasons for our decisions”. After a termination by us, we will make your data available for export on request for a reasonable period, unless legal reasons prevent this.

Liability

– We are liable without limitation for damage resulting from injury to life, body or health, for damage we cause intentionally or through gross negligence, under the German Product Liability Act, for fraudulently concealed defects and where we have given a guarantee. – In the case of slight negligence, we are only liable if we breach an essential contractual obligation. Essential obligations are those whose fulfilment makes the proper performance of the contract possible in the first place and on whose fulfilment you may regularly rely, for example the careful storage of your data. In this case, our liability is limited to the foreseeable damage typical for this type of contract at the time the contract was concluded. – Otherwise, our liability is excluded. More extensive statutory limitations of liability for services provided free of charge remain unaffected. – These rules also apply to the personal liability of our employees, representatives and vicarious agents.

Changes to these terms of use

We may change these terms of use for the future if there is a valid reason, such as new functions, changes in legislation or case law, or new security requirements. We will not use this procedure to change the essential content of the contract, in particular the fact that minea is free of charge. We will inform you about changes by e-mail or in the app at least four weeks before they are due to take effect and show you what changes. You can object to the changes until they are due to take effect. – If you agree, the new version applies from the announced date. – If you object, the contract continues on the previous terms. We may then terminate it with the notice period stated under “Termination and suspension by us”. – Your continued use of minea after the notification only counts as consent if we expressly pointed this out to you in the notification and you did not object before the changes took effect.

Applicable law and authoritative version

The law of the Federal Republic of Germany applies. If you are a consumer with your habitual residence in another country, you keep the protection of the mandatory consumer protection provisions of that country. The German version of these terms of use is authoritative. Translations are provided for your understanding only.

Final provisions

If any provision of these terms of use is invalid, the rest of the contract remains valid; the invalid provision is replaced by the statutory provisions (Section 306 BGB). Our privacy policy explains how we process personal data. It is provided for your information and does not form part of these terms of use.